Credit Card Tips

I am going to ask another question regarding which CC should I add to my credit card profile to add to my rewards. I have excellent credit, pay my balance in full each month, and I use my CC to pay for everything I can to rack up points/miles etc. I am at a point where I want to increase my points and miles so there are some options. The question is, what is too much. I basically share a VISA with my wife, and have an older VISA that i keep. I realize that you should keep older credit cards for history. I want to add at least one AM/EX either the Starwood points, or the Delta Miles. I also might switch our Cap1 card to the signature to get 2 points for every $1 spent, instead of 1.25 for $1. That is a new card, not a switch. And recently, I have received letters for UNITED miles (20,000 bonus) and AA Miles (21,000 Bonus). I would love to use those just to add to my miles on those flights. Could I add 3-4 cards without hurting my excellent credit? I will not rack up debt.

Feb 13

Posted by Credit Competitor in Credit | 6 Comments

ronnin72 asked:

I was watching larry king last night and it had several finicial advisors on there saying the president will announce today how much of a extra tax credit we will get. They are talking about giving $500-$1000. I was wondering how this would work? Is it per a person filing or per a household. I’m wondering because I live with my parents currently. So would me, my dad and my mom all get this credit since we are filing taxes or is it based per a household? Thanks for any advice you can give me on this.

Feb 12

Posted by Credit Competitor in United States | 1 Comment

jt6341 asked:

CV%2FResume%3A+How+do+I+note+education+in+progress+%283+credits+short+of+MA%29%3F%7CHi%2C%0AI+have+my+MBA+and+will+be+finished+a+second+MA+in+Jan.+%283+credits+short+of+it+as+of+now%29.++How+do+I+correctly+cite+this+on+a+CV%3F%0A%0A%0AIf+it%27s+of+any+help%2C+this+would+be+for+a+teaching+position.++With+the+second+Masters%2C+I+have+enough+credits+to+teach+in+the+subject%2C+but+am+just+short+of+the+full+degree.++%0A%0AThanks%21

Feb 10

Posted by Credit Competitor in Higher Education (University +) | 1 Comment

R1980 asked:

What credit cards have the best rewards programs?

Feb 9

Posted by Credit Competitor in Credit | 5 Comments

Sgt. Pepper asked:

I’ve got all my bills paid off (school and credit cards) and i was looking to cancel all the credit accounts and just open one account with a card that has good benefits for using it. Then i’m going to pay my insurance, phone, car and other expenditures with that card and just pay it off every month so i don’t have to pay interest, but i get benefits. Anyone know of any good cards?

What business credit cards are not attached to my personal credit?

Feb 9

Posted by Credit Competitor in Small Business | 7 Comments

Hello, I am trying to find out how to build my business credit without being attached to my personal credit score. I would like to know if anybody has information regarding what credit cards are available to do this. I would love any free information or links to sites that can tell me how to build my business credit. Thanks!!

By: Erick R

About the Author:

I have two credit cards with debt of 7,000 with both cards combined. Is there a way that I can combine those credit cards and lower the payment and pay them in one lump sum? I just want to get rid of these cards so I can move on with my financial growth.

Feb 9

Posted by Credit Competitor in Credit | 4 Comments

dboyy26 asked: